More Than Just Finding Lower Rates

Our Understanding of Your Needs
The Capitol Group has managed medical benefits programs for hundreds of employer groups in an effort to keep costs below comparable levels experienced by other employers. Our aggressive management technique includes a number of internal medical management and preventive health initiatives.

As the healthcare industry continues to change, The Capitol Group has remained ahead of the game. With leading-edge technology, we are able to obtain meaningful information that helps us evaluate cost drivers, trends, and savings opportunities associated with our clients' medical benefits. In addition, we work to evaluate the impact of various plan management initiatives and to forecast the impact of future plan changes.

The Capitol Group provides employer groups with tools that will provide consistent year-to-year data, reporting formats, and comparative benchmarks. This highly meaningful yet understandable information enables us to work together with your data in a continuous, interactive manner as plan management issues arise.

Identify Available Markets
Be aware of your company's growing needs
It is important to know that shopping a plan does not mean just searching for a lower price. We deliver a consultative approach that allows you to be aware of the carriers that are most attractive to your company's needs and growth plans.

Group Characteristics and Culture
When choosing a provider – do your homework
Do you really know how people are using the provider network? What is missing from your health plan? What plan best suits the culture of your workplace? We offer a thorough group analysis that does not rely solely on demographics, but identifies network needs and utilization patterns. This analysis reviews and cements your company's true needs.

Renewal Action Plan Timeline
Establish time to evaluate your renewal options
Does your current broker allow you sufficient time to plan, research and evaluate your benefit plan options? We administer a Renewal Action Plan Timeline, a useful tool that is part of our annual review and documents your renewal options in writing. Our process avoids last minute decisions and provides ample time for you to make the right choice.

Analyze Broker Consultant Capabilities
The best companies do their research
Are you getting the best value for your benefit dollar? Your broker consultant should have a separate and distinct proposal that gives you your money's worth. It is important to receive support on a continuous basis and feel that you are receiving the full use of your investment.

Network & Vendor Discounts Guarantee
A design to make health care affordable for all
Carriers that guarantee discounts provide companies and their employees with the added comfort of knowing that prices for benefit services have already been negotiated on their behalf and are competitive.

Proactive Disease Management
An added resource to ensure quality outcomes
We take an educational approach by teaching employees about the many valuable options available to them to maintain their health. Employees can use specialized medical resources which work directly in the area of their concern at no additional charge.

Assure Vendor Transparency
Maximizing pharmaceuticals without compromise
Due to the hidden costs of the prescription drug business, our mission is to provide quality-oriented, innovative and cost-effective managed pharmaceutical services to employees without compromising the safety of the delivered product. Our Pharmacy Benefits Manager (PBM) Analyzer helps companies maximize their pharmacy benefits program by providing full disclosure of data, such as fees, commissions and revenue splits.